Subscription payment processing & reconciliation
Pelcro processes recurring transactions with intelligent payment retries, failed payment recovery, and real-time reconciliation — plus gateway orchestration, dispute handling, and chargeback management to cut churn and revenue leakage.
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Already trusted by leading publishers worldwide
Pelcro AI Studio · AI coding agent
Fix checkout and payments from a prompt
Copy a prompt into Pelcro AI Studio. It writes the checkout change against the Pelcro SDK and shows it right away in the live preview.
Try these in Pelcro AI StudioWallet payments
“Add Apple Pay and Google Pay buttons to the checkout modal”
Cancellation save
“Save subscribers who try to cancel with a 20% discount”
Flexible processing
Process every recurring payment reliably — and reconcile it the same day
Cards, wallets, direct debit, and offline payments run through one billing engine that keeps subscriptions, invoices, and revenue in sync.
Automated accounting and analytics
Track payments, spot failed transactions, and reconcile subscription revenue in real time.
No code required
Manage retries, billing operations, and payment activity from the dashboard — no development work.
Customizable offerings
Unlimited plans, billing intervals, free trials, and collection rules across every gateway.
Modern payment solutions
Apple Pay, Google Pay, and PayPal alongside cards, ACH, and BACS direct debit.
Payment operations & reconciliation
Everything finance teams need between the charge and the ledger
Processing sits alongside invoice automation and accounts receivable, so billing and collections share one record.
Contact salesGet a free evaluation of your payment funnel
We'll review your gateways, retry logic, and checkout experience — and show you where recoverable revenue is leaking.
Who it's for
For developers
Easy to integrate
Connect Pelcro's payment APIs to your site, mobile app, and internal systems — subscription billing, recurring payments, and transaction data stay in sync across workflows.
Full customizability
Control pricing models, retry logic, billing rules, and the customer payment journey end to end.
Billing APIs
Manage recurring payments, invoices, subscriptions, and reconciliation programmatically. Charge a saved card to a customer's balance, connect Stripe or WorldPay, and accept global payment methods.
Who it's for
For the end-user
Modern payment solutions
Fast, secure checkout with Google Pay, Apple Pay, and PayPal — seamless subscription payments across devices with less friction.
Self-service
Subscribers add and update payment methods, view invoices, download receipts, request refunds, and manage payments from their dashboard.
Global access
Multiple currencies, ACH and BACS direct debit, and automated tax calculations. 3D Secure runs automatically at checkout and renewal, with SCA enforced in Europe.
Coverage
Payment methods and networks we support
Major card networks
Visa, Mastercard, American Express, Discover, Diners Club, and JCB — with up to 200 payment methods stored per customer account.
Digital wallets
Apple Pay, Google Pay, and PayPal let subscribers check out in a single tap on any device.
Direct debit (US & UK)
ACH in the US and BACS in the UK let subscribers pay by bank transfer, with mandate collection built into checkout.
Offline payments
Record cash, check, and wire transfer payments against a customer's account for teams that also take payment outside the platform.
What publishers say after moving to Pelcro
All customer stories“Our readers benefit from a central dashboard to manage all of their digital activities on hcn.org as well as providing a streamlined method to buy and renew their subscriptions.”
“This software takes care of the important things — member management, billing, product/plan management, authentication — so we can focus on creating a unique and seamless experience for our members.”
“Pelcro's system has helped us improve the fluidity of our data flow between different systems.”
See it in action
Every payment, one record
Watch Pelcro take every payment in one place, charge a saved card against open invoices, retry failed payments on your schedule, and reconcile each payment with its invoice.
Get started
Start processing payments with Pelcro
Talk to our team about improving your subscription payment processing — or try Pelcro for yourself.
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