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Subscription payment processing & reconciliation

Pelcro processes recurring transactions with intelligent payment retries, failed payment recovery, and real-time reconciliation — plus gateway orchestration, dispute handling, and chargeback management to cut churn and revenue leakage.

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Already trusted by leading publishers worldwide

Flexible processing

Process every recurring payment reliably — and reconcile it the same day

Cards, wallets, direct debit, and offline payments run through one billing engine that keeps subscriptions, invoices, and revenue in sync.

Automated accounting and analytics

Track payments, spot failed transactions, and reconcile subscription revenue in real time.

No code required

Manage retries, billing operations, and payment activity from the dashboard — no development work.

Customizable offerings

Unlimited plans, billing intervals, free trials, and collection rules across every gateway.

Modern payment solutions

Apple Pay, Google Pay, and PayPal alongside cards, ACH, and BACS direct debit.

Payment operations & reconciliation

Everything finance teams need between the charge and the ledger

Processing sits alongside invoice automation and accounts receivable, so billing and collections share one record.

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$469,592
Subscription gross revenue
July
1 Jul5 Jul10 Jul15 Jul20 Jul30 Jul
Succeeded
8,412
Recovered
311
Disputed
6

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We'll review your gateways, retry logic, and checkout experience — and show you where recoverable revenue is leaking.

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POST /v1/payments
Charge a saved method
200 OK
"amount": 1200,
"currency": "usd",
"gateway": "stripe",
"source": "pm_1QaVisa4242",
"apply_balance": true,
"invoice": "inv_44710292"
REST APIWebhooksStripeWorldPaySDKs
Gateway orchestration
Route by currency, region, or fallback when a gateway declines.

Who it's for

For developers

Easy to integrate

Connect Pelcro's payment APIs to your site, mobile app, and internal systems — subscription billing, recurring payments, and transaction data stay in sync across workflows.

Full customizability

Control pricing models, retry logic, billing rules, and the customer payment journey end to end.

Billing APIs

Manage recurring payments, invoices, subscriptions, and reconciliation programmatically. Charge a saved card to a customer's balance, connect Stripe or WorldPay, and accept global payment methods.

View documentation

Who it's for

For the end-user

Modern payment solutions

Fast, secure checkout with Google Pay, Apple Pay, and PayPal — seamless subscription payments across devices with less friction.

Self-service

Subscribers add and update payment methods, view invoices, download receipts, request refunds, and manage payments from their dashboard.

Global access

Multiple currencies, ACH and BACS direct debit, and automated tax calculations. 3D Secure runs automatically at checkout and renewal, with SCA enforced in Europe.

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Coverage

Payment methods and networks we support

Major card networks

Visa, Mastercard, American Express, Discover, Diners Club, and JCB — with up to 200 payment methods stored per customer account.

Digital wallets

Apple Pay, Google Pay, and PayPal let subscribers check out in a single tap on any device.

Direct debit (US & UK)

ACH in the US and BACS in the UK let subscribers pay by bank transfer, with mandate collection built into checkout.

Offline payments

Record cash, check, and wire transfer payments against a customer's account for teams that also take payment outside the platform.

What publishers say after moving to Pelcro

All customer stories
Our readers benefit from a central dashboard to manage all of their digital activities on hcn.org as well as providing a streamlined method to buy and renew their subscriptions.
Gary Love
Gary Love
Director of Product & Marketing, High Country News
This software takes care of the important things — member management, billing, product/plan management, authentication — so we can focus on creating a unique and seamless experience for our members.
Sarah Ponn
Sarah Ponn
Head of Product at Craft Boxing
Pelcro's system has helped us improve the fluidity of our data flow between different systems.
Eric Pearson
Eric Pearson
Head of Direct Marketing, Contex Group

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Start processing payments with Pelcro

Talk to our team about improving your subscription payment processing — or try Pelcro for yourself.

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